Connecting-Africa | Find publications

Advanced search

Find:


Title Financial inclusion in Africa: improving it through fintech
Full text http://hdl.handle.net/10400.14/25487
Date 2018
Author(s) Gamito, Susana Soares Ferreira
Contributor(s) Andrade, João Guerreiro Freire de
Abstract This paper is devoted to the study of financial inclusion in Africa, finding out how to measure it and how can we improve it through the use of fintech tools. The goal is to show that, using fintech, we can increase financial inclusion levels in the countries that needed the most in Africa by applying it in the dimensions that are mostly lacking from improvement. We begin by showing how to measure financial inclusion by applying it to the following dimensions: access, usage, price, equality and technology. Then we analysed the results to find out which are the dimensions that are most lacking from investment, comparing it to the top ten countries in terms of financial inclusion levels. It was shown that the African countries mostly needed investment in the dimensions of usage and equality. Lastly, we looked at those dimensions and recommended several different ways how we can improve it through fintech tools, showing also what some of the African countries have been doing so far in this regard. In here our recommendations were based on the use of interoperability, dematerialization, convergence, regulation and gamification.
Subject(s) Financial inclusion; Fintech; Africa; Digital; Financial inclusion index; Domínio/Área Científica::Ciências Sociais::Economia e Gestão
Language eng
Type of publication masterThesis
Rights openAccess
Identifier 201961946
Repository Lissabon - Universidade Católica Portuguesa
Added to C-A: 2018-08-09;07:33:46